:root{--navy:#0b2540;--gold:#c9a54a;--sand:#f7f4ee;--ink:#1c2733;--mut:#5b6b7a;--white:#fff}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Georgia,'Times New Roman',serif;color:var(--ink);background:var(--white);line-height:1.7}
.nav{position:sticky;top:0;background:var(--white);border-bottom:1px solid #e8e4dc;z-index:10}
.nav .wrap{display:flex;justify-content:space-between;align-items:center;height:60px}
.brand{font-family:'Playfair Display',Georgia,serif;font-weight:700;color:var(--navy);letter-spacing:.09em;font-size:1rem;text-decoration:none;display:flex;align-items:center;gap:10px}
.brand span{color:var(--gold)}
.brand img{width:30px;height:30px}
.wrap{max-width:760px;margin:0 auto;padding:0 20px}
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:700;padding:13px 26px;border-radius:6px;text-decoration:none;font-family:Arial,sans-serif;font-size:.95rem}
article{padding:48px 0 20px}
.kicker{font-family:Arial,sans-serif;letter-spacing:.14em;text-transform:uppercase;font-size:.72rem;color:var(--gold);font-weight:700;margin-bottom:12px}
h1{font-family:'Playfair Display',Georgia,serif;font-size:2rem;color:var(--navy);line-height:1.2;margin-bottom:18px}
h2{font-family:'Playfair Display',Georgia,serif;font-size:1.4rem;color:var(--navy);margin:34px 0 12px}
p{margin:14px 0}
.answer{background:var(--sand);border-left:4px solid var(--gold);padding:20px 24px;border-radius:0 10px 10px 0;margin:22px 0;font-size:1.05rem}
.answer b{color:var(--navy)}
ul,ol{margin:14px 0 14px 24px}
li{margin:8px 0}
.cta{background:var(--navy);color:#dfe8f0;padding:26px;border-radius:10px;margin:38px 0;text-align:center}
.cta p{color:#dfe8f0;margin-bottom:16px}
.cta b{color:var(--white)}
.date{font-family:Arial,sans-serif;font-size:.8rem;color:var(--mut)}
footer{border-top:1px solid #e8e4dc;color:var(--mut);font-size:.8rem;padding:24px 0;font-family:Arial,sans-serif;margin-top:30px}
a{color:var(--navy)}